At our elder care law firm serving Weber and Davis counties, we help clients everyday decide if they should choose a long-term care insurance plan.
If you’re looking at health insurance plans for someone that is getting older, or someone that is very sick, you want to make sure that everything is covered. These are people that typically have a lot of medical expenses. They spend a lot of time in doctors’ offices or hospitals. They may also require a large amount of prescriptions to help them stay healthy. But they may also require long-term care. Your elder care attorney can help you assess whether or not you or your loved one may need this insurance.
Long-term care is generally needed for someone that is not able to perform daily tasks. These include things like getting dressed, taking a bath, going to the bathroom or moving around. If someone is unable to do these things they need this type of care. But most insurance and even government programs like Medicare and Medicaid, don’t cover this type of treatment. That’s where long-term care insurance comes in.
This type of insurance is specifically for this type of elder care. It doesn’t affect the rest of your healthcare plan. So if you need medications or you need doctor visits, your regular healthcare will still cover it. This insurance helps you to afford the care needed for someone to take care of you and help you through your normal day.
Without long-term care insurance, you could end up paying a lot of money for someone to come care for you. And that’s money that you probably don’t have. Long-term care insurance makes sure that you can get a healthcare provider for a long time, even an unspecified amount of time, without having to worry about the expenses being too high.
The ElderCare Law Firm is skilled at helping people navigate the complexities of long term care insurance and deciding if it is right for them, and our elder lawyers would love to serve you today!